Giftbit | Visa® Incentive Card Information

Q: What is the difference between a credit card and a virtual card?

Credit cards are traditional payment tools issued by banks or financial institutions. They allow users to make purchases, access credit up to a certain limit, and often come in physical form, such as plastic cards with a magnetic stripe, chip, and your name on the front. These cards can be used at millions of locations worldwide, both online and in-store, wherever the network (like Visa, Mastercard, or American Express) is accepted. Virtual cards, on the other hand, are digital payment solutions that exist only online. They can be issued by businesses, gift card platforms, or payment services for secure online transactions. A virtual card provides a card number, expiration date, and security code, but there's no physical card to carry. Your recipients will receive these details via email, text, QR code, or through an app. As such, virtual incentive cards are a quick, secure, and convenient choice for rewards and incentive programs.

Delight your recipients with prepaid Visa cards from Giftbit

Fast and customizable

Denominations between $5-$2000

Digital wallet enabled for Apple, Google, Samsung Pay, and FitBit Pay

Send from the Giftbit platform, trigger via Zapier, or automate fully with the API

USD and CAD options

Get started

We've taken all the friction out.

We're innovating the recipient experience, ensuring the act of receiving a Visa card through Giftbit's platform is smooth. Recipients don't have to enter excess personal information, and they don't have to download a separate app to link it to their wallets. Give your recipient a Visa, and they can go spend it, right away.

Nat Salvione — Giftbit CCO

See how clients are using prepaid cards

Multiple ways to send digital rewards

However you want to deliver prepaid cards to your audience, you've got plenty of options.

Email-based fulfillment

Customize a template and email your reward cards individually or in bulk. Or trigger sending with other tools, like HubSpot or Salesforce, to automate hands-free.

Text or direct message

Get unique gift links that can be easily delivered by text, DM, email, or any method that fits your flow—fast, flexible, and personalized.

In your own app or software

Use the open gift card and prepaid card API, and let your audience claim their rewards directly on your platform. Completely integrate in just a few days.

Deliver physical cards by post

For a small extra charge, a physical card can be mailed to your recipients. Great for audiences that may not regularly use email or digital devices.

Questions for us?

If you've got complex program requirements, would like to learn more about partnership-style pricing, or simply aren't sure where to start, book some time!

Schedule a quick call

happy restaurant employee receiving a digital gift on her phone

Incredibly swift redemption for happier recipients

The most successful incentive programs offer smooth redemption experiences.

We remove all the usual friction with Giftbit Visa cards, like having your audience provide excess personal information, or making them download a separate app just to add it to their digital wallets. No unnecessary apps or extra info. Recipients can claim and add to their digital wallets in seconds, even while standing in the checkout line!

happy real estate working from home on his laptop

Customizable virtual prepaid cards

Giftbit's prepaid Visa card options are customizable, so you can add your own branding and logo.

Customize even further with personalized templates and messages, and curated reward selection.

Stored value rewards with no PII required

Send secure, flexible prepaid cards without collecting sensitive information like names, emails, or other personally identifying information (PII). Ideal for anonymous programs like community aid or research incentives where anonymity may be a concern.

Giftbit features that make incentivizing with prepaid Visa cards extra easy

Countless ways to send, 360° tracking, transparent pricing, and customization options.

API details & docs

Easy to personalize

Use custom branded templates and add special messaging to all your rewards.

Versatile delivery options

Send in bulk or individually, via email, text, or API, or customize delivery with unique links.

Speedy automation

Integrate with apps you already use (like Shopify or Slack), or leverage the dev-friendly prepaid card API.

Full tracking

No secrets! Use on-demand reporting to track costs, delivery and redemption rates.

No added costs for digital rewards

No signup fees or minimum contracts. Sending $50 costs $50.
*There's a $4.95 mailing charge per card if the physical version is selected.

Bulk savings & revenue sharing

Planning a large program? Reach out to learn about added cost-savings.

Ongoing support

You and your recipients have ready access to our Support and Success teams, no matter what size your program is.

Best-in-class brands

Send Visa cards along with hundreds of popular global brands like Mastercard®, Amazon, and Apple, and let your recipients choose their favorites!

Simple funding, multiple currencies

Make life easy for you and your finance team. Create an account and fund in your preferred currency—then never worry about it again. You can fund and send in any currency from your Giftbit account.

Specifically for our Visa product:

🇺🇸 Based in the US, or sending rewards to American recipients? Send and spend in USD with Gifbit's 'Visa Reward Virtual Account.'*

🇨🇦 Meanwhile, Canadian companies and residents will prefer the Giftbit 'Visa prepaid eReward card,' which is funded and sent in CAD.

Need a truly global card that you can fund in one currency and send around the world? Consider a prepaid Mastercard.

Not sure what's best for your program? Chat with our Sales team.

Pricing & funding

Ready to incentivize with prepaid Visa cards?

Create account

Visa prepaid card FAQs

Are Visa incentive cards easy to activate and spend?

Visa incentive cards from Giftbit are designed to be easy for your recipients to activate and spend anywhere Visa debit is accepted. Once they receive their card from you, they'll be able to add it to their mobile wallets for in-store spending. They'll also be able to use it online.

How much are Visa incentive cards?

You will only ever pay the face value (or less) of any Giftbit prepaid Visa incentives you send. If you spend $50, you can send $50, and your recipient will receive $50. Period.

There are no set-up fees, no monthly minimums, no subscriptions.

Note that if the physical option is selected, there is a $4.95 per card cost associated.

Reach out to the team to talk bulk discounts and revenue sharing opportunities.

Full pricing details →

Do Visa incentive cards have an activation fee?

No, the Giftbit Visa prepaid card does not have an activation fee. Your recipients will get the full value of whatever denomination you are sending.

How can you send Visa incentive cards to recipients?

Your options to deliver Visa incentive cards are virtually endless. A few popular delivery methods include email delivery, sending via SMS or QR code, or making the cards available to claim on your platform (typically through the prepaid card API).

The Giftbit Visa incentive is also available as a physical card and can be mailed directly to your recipient.

Talk to our team to discuss the best option for your use case.

Can you send Visa incentive cards via text?

It's easy to send Visa prepaid cards through text.

In the Giftbit platform, simply log in and download a file of unique links that you can send via text.

Or for full customization and a smooth workflow, automate with the API, or explore other integrations with software you're already using (like SurveyMonkey, HubSpot, Salesforce) via Zapier.

Can a virtual Visa be used in stores?

Yes. The Giftbit Visa prepaid card can be used anywhere Visa debit is accepted, including in retailer stores. Your recipient can easily add it to their mobile wallet, and pay with their phone.

What is the difference between a credit card and a virtual card?

Credit cards are traditional payment tools issued by banks or financial institutions. They allow users to make purchases, access credit up to a certain limit, and often come in physical form, such as plastic cards with a magnetic stripe, chip, and your name on the front. These cards can be used at millions of locations worldwide, both online and in-store, wherever the network (like Visa, Mastercard, or American Express) is accepted.

Virtual cards, on the other hand, are digital payment solutions that exist only online. They can be issued by businesses, gift card platforms, or payment services for secure online transactions. A virtual card provides a card number, expiration date, and security code, but there's no physical card to carry. Your recipients will receive these details via email, text, QR code, or through an app.

As such, virtual incentive cards are a quick, secure, and convenient choice for rewards and incentive programs.

Rewards work.

Curious about customization, delivery, cost, or anything else? Reach out today!

"It’s hard to imagine a world without Giftbit!

Everything is easily accessible through the portal. We've had incredible account management support and the team has been great getting us to where we need to be.”

— Jenna Adrian, Head of Operations
Zogo

Visa® Prepaid Cards

A highly effective way to incentivize your US and Canadian recipients

Rewards work.

Delight your recipients with prepaid Visa cards from Giftbit

Multiple ways to send digital rewards

Email-based fulfillment

Text or direct message

In your own app or software

Deliver physical cards by post

Questions for us?

Incredibly swift redemption for happier recipients

Customizable virtual prepaid cards

Stored value rewards with no PII required

Giftbit features that make incentivizing with prepaid Visa cards extra easy

Easy to personalize

Versatile delivery options

Speedy automation

Full tracking

No added costs for digital rewards

Bulk savings & revenue sharing

Ongoing support

Best-in-class brands

Download the Giftbit Overview

Simple funding, multiple currencies

Ready to incentivize with prepaid Visa cards?

Visa prepaid card FAQs

Are Visa incentive cards easy to activate and spend?

How much are Visa incentive cards?

Do Visa incentive cards have an activation fee?

How can you send Visa incentive cards to recipients?

Can you send Visa incentive cards via text?

Can a virtual Visa be used in stores?

What is the difference between a credit card and a virtual card?

Rewards work.

"It’s hard to imagine a world without Giftbit!